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ASTÉRALE Cassinia  ›  Holdings, civil companies, split ownership

Architecture, not accumulation

Holdings, civil companies, split ownership

A holding company is not a solution: it is a tool answering a precise question. We add a layer only when it solves a problem identified on the map — and we are glad to dismantle those that solve none.

What we structure

The top holding

Active or passive, taxed on profits. It centralises holdings, organises cash flow upwards and serves as an acquisition vehicle. Parent-subsidiary regime and tax consolidation are examined case by case.

Civil companies

Property or portfolio companies, family civil companies. The choice of tax regime, the split of units, the drafting of articles and above all the management clause, which decides everything in practice.

Split ownership

Gift of bare ownership, temporary usufruct, quasi-usufruct with a formal agreement. A powerful tool whose formal conditions are unforgiving.

The flows

Director's pay, dividends, current accounts, cash agreements. An architecture that does not plan its flows seizes up at the first need for liquidity.

Three situations we have met

A holding without substance

Created to « optimise », it had no means, no staff and no real invoicing. The claimed active status did not hold. We rebuilt the substance before applying for a Dutreil pact.

A quasi-usufruct without agreement

The surviving spouse had received sale proceeds in quasi-usufruct with no registered agreement. The restitution claim risked being disallowed at the next succession.

A property company that had become costly

Held for twenty years, it produced heavily taxed rental income. A change of tax regime was costed over twelve years, latent gains included, before being ruled out.

Frequently asked questions

Is a holding always needed?

No. Below a certain level of complexity it costs more in fees and constraints than it returns. We say so when that is the case.

Can an existing structure be undone?

Often yes, but rarely without cost. We cost the exit before recommending it, because a badly dismantled structure costs more than a useless one kept in place.

Who drafts the deeds?

Your notary and your lawyer. We design the architecture, produce the specification and coordinate the parties; we do not replace them.

General information: this page is neither personalised advice, nor an offer, nor an investment recommendation. Legal and tax deeds are drawn up by your notary, lawyer and accountant, whom we coordinate. All investment carries a risk of capital loss. Regulatory statuses and full legal notice on the Legal notice page (French).

First meeting · Confidential

Let us talk about your situation

If you head a family estate that nobody sees in full any more, that is what the first meeting is for: rebuilding the whole picture and telling you, plainly, whether there is a case for working together.